SERVICES

Professional

With decades of combined experience in mortgage loan financing, our dedicated team has what it takes to get the best loan for you, at the lowest possible cost. We help make the loan process as easy as possible – all in a friendly, and timely manner.

Good Team Work

North Alabama Mortgage is your partner and teammate. We walk you through the loan process so that it is as easy as possible for you.

Great Support

We do all the behind the scenes paperwork and loan coordination making it an easy process for you. Our friendly staff are always available when you need us.

Loan Types
Conventional

Down payments as low as 5%. Terms available from 8 to 30 Years.

FHA

Down Payments as low as 3.5%. Terms available 15, 20, 25, & 30 Years.

FHA Streamline

Options available to allow refinancing of a current FHA loan to a lower interest rate with minimal paperwork.

VA

Available to most veterans. Zero down and no monthly mortgage insurance. Terms available 15, 20, 25, & 30 Years.

VA IRRRL

VA’s program allowing a refinance to a lower interest rate.

VA Jumbos

VA program for loans over the standard limits.

USDA

Zero down and low monthly mortgage insurance. Income limits apply and home must be in an eligible area.

Jumbos

Currently for loans over 417K.

ARMS

Adjustable rate products available for multiple time periods.

Please call for details about any of these programs. We can quickly determine which loans you qualify for and which one is best for your situation.