Serving Alabama, Tennessee, & Florida

 North Alabama Mortgage was formed in 2006 to be a small, local mortgage company.  All coming from corporate America, our initial employees were determined to provide a better and more personalized experience for our clients than what corporate America could provide.  Clients took to our personalized, family-like approach and the word started to spread. 

  Fast forward: We outgrew our original name, North Alabama Mortgage, as we started to help clients purchase homes and refinance their homes all over the state of Alabama.  We added the tag “Serving All of AL” to our logo to avoid confusion.  Not too long after that, we outgrew the state of AL and started helping clients in TN and FL as “20/20 Mortgage.”  We now proudly serve all of Alabama, Florida, and Tennessee!    

From 2006 to 2022, the company has grown from our two original employees to thirty employees today, but we’ve never put out a “Now Hiring” ad.  Every employee in the “NAM family” was personally selected and offered a position because we knew they would be an asset.  We all share a common ambition, zest for life, and desire to always do the right thing which is why we continue to grow almost exclusively through referral and repeat business!   

We are dedicated to providing our Partnered Realtors a robust support system & tools to help them grow THEIR business.

• QR Codes & Links to online applications customized with your name & logo 
• Pre-approval letters 7 days a week
• Communication throughout the process and access to an online tracking system where the status can be viewed around the clock
• Custom Loans get your deals approved with flexible loan terms ranging 8 - 30 years and flexible locks for any amount of days between 8 and 90
• Home Value Estimators show average home values, rental projections, and comparables with the click of a button
• Quick closings are our mission and you can be confident your deal will close on time

There's no time like the present ...  Start your partnership with us today and start growing your business with a company that puts you and your clients first!

If you need a loan, we've got you covered :

• PURCHASE
• REFINANCE

• Conventional
• FHA
• FHA Streamline
• VA
• VA IRRRL
• USDA
• Jumbos

• Flexible loan terms ranging from 8 to 30 years gets you exactly where you want to be financially
• Escrow waivers allow you to keep your money in your pocket, to use or invest, until your next bill comes due
• MI Buster programs allow you to buy more house, up to 89% LTV, without monthly mortgage insurance (restrictions apply)